Reap is a digital platform that allows your business to pay any operating expenses (rent, salaries, invoices, vendors, suppliers, taxes, loans, etc.) using your credit cards and improve cash flow, maintain liquidity and grow your business.
Access up to 58 days of interest-free financing
through your existing credit cards
利用信用卡，獲取高達 58 日無息資金
Earn airline miles, program points, or cash back
when paying with your credit card
Simplify and automate invoice management,
reporting and reconciliation process
Pay your vendors immediately and keep your cash as long as your business needs it
Pay earlier and receive more favourable pricing
from your suppliers
Pay your : Business Services, Club Fees, Mortgage, Contractors, Employees, Rent, Freelancers, Insurance, Legal Services, etc...
Make fast and secure payments directly on our platform that enables you to do one-off, automatic or future-dated payments on your terms
No subscription fees. No hidden costs
Many credit cards offer cash or travel rewards for spending
Business Expense Tax Deduction
Transaction costs can be classified as business expense on tax returns
Early Payment Discounts
Negotiate better early payment terms from suppliers
Pay anyone, anywhere. Available in major currencies
Since January this year, the Hong Kong Monetary Authority has issued 8 new virtual banking licenses, with the latest batch released last week.
Reap allows individuals and businesses to pay for any verified goods or services globally (~40 different currencies) even if the receiving side doesn’t accept cards.
As business owners, taking on debt can be an effective of managing your cash flow. Whether you need it for business expansion (eg. hiring more people, buying more supplies, getting a bigger office space), or simply to provide peace of mind in case of unexpected delays in customer payment collection, external capital injections are an important part of operating any business.