Business account, corporate cards, stablecoin payments and expense management – one platform built for how web3 teams actually operate.
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Fastest onboarding time
Active Web3 businesses onboarded
Licensed in
WHY REAP DIRECT
01
100% online KYB. No bank visits, no calls. Minimal docs. Most companies approved in 3 business days.
02
Fund in USDC or USDT, then issue corporate cards to your team, pay suppliers in local currency, and run expense management. All from one stablecoin balance. No manual conversion step required.
03
Cards, payments, spend tracking, workflow automation. No reconciliation across 4 tools.
04
We understand DeFi, DAOs, and on-chain treasury structures from day one. Multi-chain support across Ethereum, Polygon, Solana, and TRON. Not retrofitted from a fiat-first product.
GoodDollar UBI Protocol
Reap is the unified financial platform we were looking for. It lets us manage our entire treasury and operations — payroll, vendors, and everything else — from one place.
Dorit Dvir
Operations Lead
Crypto Travel Booking
It's nice to have a single platform that encompasses all our needs. Reap can basically do everything, eliminating the need for us to work with multiple parties.
Charles Grenier-Green
Head of Finance
Performance Marketing Network
Reap is the crypto-to-fiat rail that just works, for businesses that need to spend and pay out globally, smooth fast.
Momchil Dimitrov
Founder
Web3 Payment Infrastructure
Reap is a no-brainer for any Web3 company that wants to bridge their onchain treasury into real-world spend without the usual pain of setting up banking.
Arthur Fox
Co-Founder
Full Business Tool Suite
Fund directly with USDC or USDT. Send payments in 20+ fiat currencies to 200+ countries. No bank required.
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Issue Visa credit cards to your whole team in minutes. Virtual or physical. Fund directly from your stablecoin balance. Set spend limits and approval workflows per cardholder. Accepted at 60M+ Visa merchants worldwide.
Pay anyone worldwide in their local currency - directly using stablecoins or corporate credit cards. Recipients receive fiat in 20+ currencies across 200+ countries. No conversion friction.
One treasury for your stablecoin balance. Fund cards, payments, and expenses directly across Ethereum, Polygon, Solana, and TRON. No more patchwork tools. No more spreadsheets.
Use Cases
Run day-to-day operations off your stablecoin treasury — from vendor payments to team spend, without juggling multiple tools.
Support stablecoin-native operations and cross-border activity with a business account foundation plus cards, payments, and expense workflows.
Pay partners and manage high-velocity spend with clean separation across offers, teams, and workflows.
Pay vendors and manage bookings at scale — generate a dedicated virtual card per booking and keep spend controlled.
Manage payments for hundreds of campaigns without mixing budgets — isolate spend with per-client or per-campaign cards.
Travel & Expenses
Issue virtual cards. Set per-employee spend controls. Track usage in real-time globally.
Subscriptions
AWS, Meta Ads, recurring SaaS. One virtual card per vendor with budget caps. No reimbursements.
Invoice & Bill Payments
Pay global suppliers from your stablecoin treasury. They receive in local fiat automatically.
Global Contractor Payments
Pay contributors, contractors, and team members in local currency from your stablecoin balance. 20+ fiat currencies, 200+ countries.
Stablecoin Treasury Ops
Hold USDC/USDT. Fund cards and payments directly. No idle capital lost to conversion spreads.
Crypto Wallets & Exchanges
Run day-to-day operations off your stablecoin treasury — from vendor payments to team spend, without juggling multiple tools.
Fintechs and Neobanks
Support stablecoin-native operations and cross-border activity with a business account foundation plus cards, payments, and expense workflows.
Affiliates
Pay partners and manage high-velocity spend with clean separation across offers, teams, and workflows.
Online Travel Agencies
Pay vendors and manage bookings at scale — generate a dedicated virtual card per booking and keep spend controlled.
Marketing Agencies
Manage payments for hundreds of campaigns without mixing budgets — isolate spend with per-client or per-campaign cards.
Issue virtual cards. Set per-employee spend controls. Track usage in real-time globally.
AWS, Meta Ads, recurring SaaS. One virtual card per vendor with budget caps. No reimbursements.
Pay suppliers on time without reimbursements. Assign a dedicated virtual card per vendor, set spend limits, and track every bill automatically.
Pay contractors in 150+ countries with a dedicated virtual card per hire. Set per-contractor limits and keep spend separated by project.
Run operations off your stablecoin treasury. Spend USDC directly on vendors and team expenses — no fiat conversion needed.
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