What is a referral?

If you are our existing customers, you have created an account with us and acquired access to your personal dashboard. There you can find all your information and transaction details, including but not limited to payment records, recipients as well as Reap Credits (RCs).

Referral is a way for you to earn RCs. If your friend joined Reap upon your referral and if he makes some payment totalling $2,500 HKD or more with his credit card, both of you will earn some RCs afterwards. You as the referor will get $5,000 HKD RCs while your friend as the referee will get $2,500 HKD RCs for use in future transactions. With RCs, you can make payment through Reap for an equivalent amount of cash with your credit card, without having to pay any transaction fee at all. In effect, we provide our service to you guys for free and you can get all the benefits associated with the use of your credit card, ranging from cash rebates to Asia miles. Doesn’t it sound good? 

How can I refer a friend?

To make things simple and user-friendly, you just need to go to the “Free Payment” page of your dashboard and you’ll find your personal referral link there. You can automatically share your referral link through email as well as Facebook, Whatsapp, WeChat, LinkedIn and Twitter, basically most of the main social media sites we are using these days. If there are not the best option for you, no worries. You can, alternatively, copy your link and share it to any other channel as you like. Remember, the referee has to join Reap through your link for the RCs to be earned.  

How can I redeem my RCs?

Simply go through the process of making payment as usual, and on the last stage when you review your payment, you’ll see a section named “Apply promo code and credits”. Just tick the little box there and you’re good to go. Any unused RCs will remain in your account but if your RCs are not enough to cover your payment, you will have to pay transaction cost for the uncovered amount. 

Just remember that your RCs expire in 90 days. But you can at any time before expiry reset the expiry date back to 90 whenever you gain or use some RCs. 

For more information as to how referral works or what is RCs, please refer to our FAQ.

We hope to see you soon on Reap! 


如果你已經是Reap服務的對象,你對於我們的dashboard一定不會感到陌生。付款的幾個步驟在dashboard上一目了然。當中,你會見到你的Reap積分。若朋友接受了你的邀請,並且通過Reap,以他的信用卡累積共付了$2,500.00 港幣,你們都會得到一定的Reap積分。作為推薦人的你會得到價值$5,000.00港幣的積分;而你的朋友則會得到價值$2,500.00 港幣的積分。Reap積分為你免去轉出相等金額的的手續費。換言之,你可以免費使用我們的服務,並且賺取信用卡的積分、回贈和里數等,簡直就是百利而無一害,何樂而不為?


推薦朋友的方法十分簡單。你只需點擊dashboard的免費支付頁面,就會見到你的個人連結。你可以選擇透過Facebook, Whatsapp, 微信, LinkedIn 和Twitter這幾個主要社交媒體、或通過電郵分享你的連結。如果你想使用其他方法分享的話也絕對不是問題,只要複製連結就可以了。謹記,你的朋友必須通過這個連結成為Reap的用戶,你們才能成功賺取Reap積分。


就像平時付款的步驟一樣,到了最後你在檢閱資訊時,會看到名為「使用優惠碼及Reap 優惠券」的一欄,你只需要輕輕點選「使用您的Reap 優惠券」旁的空格,再檢查一下你填寫的資料準確無誤,就可以確認付款了。多餘的積分會留在你的帳戶中,但如果你的積分比你的付款金額少,你依然需要就多出來的金額支付手續費。




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