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Today, we're extremely excited to launch Reap cross-border payments to 40 different countries across the world.

What is Reap's New Cross-Border Feature?

Hong Kong continues to be a hub for global minded SMEs. As at September 2018, there were around 340 000 SMEs in Hong Kong. They accounted for over 98% of the total business units and provided job opportunities to over 1.3 million persons, about 46% of total employment.  Due to Hong Kong’s proximity to China and presence as a logistic and financial hub, starting a global minded business in Hong Kong has never been easier. In order for SMEs to access the global supply chain surrounding Hong Kong, seamless payment processing and trade financing will be an important point of consideration going forward.

We continue to build towards our mission of providing instant credit to SMEs at a moment's notice. Through Reap, Hong Kong SMEs can now facilitate payments to international suppliers, employees, contractors and any other business expense through their existing credit card. The mechanism to initiate cross-border payment has been seamlessly integrated into our existing platform. You simply add the credit card of your choice (we support American Express, Visa and MasterCard), tell us where and who you want to pay to, and the recipient will receive the funds in 3 business days. 46 countries across the world, guaranteed.

The internet has allowed businesses to transcend geographical boundaries for messaging (eg. WhatsApp), search (eg. Google), and social media (eg. Facebook). But when it comes to cross-border payments, these boundaries seem to materialize very quickly. From antiquated payment systems to exorbitant foreign exchange markups, innovation within cross-border payments has long been underserved. We’re excited to see what SMEs in Hong Kong can do with easier access to a more seamless cross-border payment process. If you have any questions or feedback, please let us know.

To know more about cross border option for Hong Kong SMEs, check our article here.

今日,我們非常高興宣佈Reap 的跨境支付服務正式推出,連接全球40個不同國家。

什麼是Reap 的全新跨境支付功能?

香港向來是孕育具環球視野中小企的搖籃。截至2018年9月,香港約有34萬家中小企,相等於整個工商業的98%以上,並為超過130萬人提供就業機會,佔全港總就業人口約46%。 由於香港靠近中國,同時是一個物流和金融中心,在香港要建立環球業務可說是相當簡單。為了讓中小企接通香港周邊的全球供應鏈,直接無縫的支付程序和貿易融資方案將是未來要考慮的重要課題。

我們的使命是要為中小企在最短的時間內提供適切的即時信貸服務,我們一直為此努力不懈。透過Reap,香港中小企現在可以直接使用他們現有的信用卡向全球的供應商、員工和承辦商繳款,甚至支付各種各樣的開支。我們已經將進行跨境支付的程序直接結合到我們現有的平台上,方便你隨時啟用。你只需加入想使用的信用卡(我們支援美國運通卡、VISA和萬事達卡),再告訴我們你要繳款予那一個地方的收款人,就這樣收款人將於3個工作日內收齊款項。我們保證於全球46個國家支賬均暢通無阻。

互聯網讓企業能超越地域界限,不管是傳訊(例如,WhatsApp)、搜尋資訊(例如Google)和社交媒體(例如Facebook)都已經做到無遠弗屆。可是,當談到跨境支付時,界限制肘又紛紛湧現。從過時的支付系統到兌換外匯時過高的溢價,都足以證明在跨境支付的領域上,長久以來都乏善可陳、有欠創新。我們很高興看到我們的努力讓香港的中小企能夠簡易地使用到無縫直接的跨境支付服務。如果你有任何問題或意見,歡迎告訴我們。

想知道更多關於香港中小企的跨境支付方案,請查看我們在這裡的文章

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