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All Posts By

Neva Kwok

Credit Cards

【信貸評級】4招妥善管理信用卡改善TU評級

信用卡的確為消費者帶來很多好處,不但付款變得方便,用家也能獲得許多優惠和回贈(想以信用卡支付所有支出,賺取更多優惠?使用Reap吧!),但信用卡這種產品是一個雙刃劍,如果不妥善使用的話,可能會弄巧反拙,影響你的個人信貸評級。環聯(TU)信貸評級與銀行信貸服務的審批程序息息相關,有一個良好的TU評級,對於你申請按揭、私人貸款,以致信用卡及銀行戶口等,都有很大好處。那麼,我們該如何從使用信用卡的習慣入手,改善TU評級?

Posted on 
Aug 12, 2019
  by
Neva Kwok
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Managing Money

【理財心得】記錄開支有何用處?記賬對改善理財的4大好處

你上個月花了多少錢消遣娛樂?出街食飯的開支有幾多?信用卡的總消費額呢?如果你沒有記錄開支習慣,相信一時間很難回答這些問題。記賬是個人理財重要的一環,保持良好的記帳習慣,對改善財務有莫大裨益。

Posted on 
Aug 7, 2019
  by
Neva Kwok
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Reap News & Announcement

【Step-by-step practical guide】 How to use Reap dashboard?

The use of credit cards is becoming increasingly popular nowadays since they have attractive rewards and rebates arrangement. But have you ever thought of a scenario where the recipient does not accept credit cards? Can you still use credit card to pay? It may have been a no, but now, with Reap, it is definitely a yes.

Posted on 
Jul 19, 2019
  by
Neva Kwok
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Credit Cards

4 ways to optimize credit card spending

Credit card is an alternative means of payment which makes payment very convenient, especially online payment. With a credit card, you can slim your bulky wallet . Indeed, most of the time, what you need is merely a cardholder. That being said, the temptation to pay instantly with credit cards can be very hard to resist.

Posted on 
Jul 18, 2019
  by
Neva Kwok
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Managing Money

5 tips for college students to manage their finance

If you don’t know how to start managing your finance, set a goal. How much do you want to save every month? What number do you expect to see in your bank account upon graduation?

Posted on 
Jul 4, 2019
  by
Neva Kwok
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