In 2010, we started a boutique production company specialising in wedding videography and photography in Toronto, Canada.
We should have realised the importance of the old saying: cash is king.
Suppliers and employees demanded on time payments with no credit terms, and customers seemed to always pay late. Instead of being focused on the product and growth, we felt like we were always in a tight cash crunch.
We did not have the company financial history to apply for a loan or collateral to get secured credit. All we had were our personal credit cards, light savings and an optimistic attitude. If only there was a tool back then that would allow us to pay for more expenses with credit.
After going through the struggles of cash flow ourselves, we wanted to provide small business owners to focus on their strengths: building and selling their product.
在 2010 年，我們在加拿大多倫多開辦了一間小型製作公司，主要提供婚禮攝影服務。
At Reap , we believe that how we do business is as important as what we do.
Our values are central to our vision.
In our changing world, our customers want a company that is a responsible, trusted and agile partner. As a team, we respond to their needs with a spirit of service nourished by the diversity of expertise and knowledge of each.
At Reap, we want to work with our customers; listening, valuing contributions, solidarity in success as in difficulties.
We want to continually improve the customer experience by working together to adapt our solutions, practices and relationships to the uses of tomorrow and taking advantage of technological innovations.
Through our entrepreneurial spirit, we transform our ways of working by cultivating and sharing experimentation.
We learn from our successes as well as our failures.
Our responsibility and our ethics are to respond to the needs of our customers with speed, preserving the long-term interest of all stakeholders in disciplined compliance with the rules of our business.
Our responsibility is also expressed through the courage to take actions and decisions and to express opinions with transparency.
Finally, it is as important the way to achieve the results as the results themselves.
我們的責任和道德為盡快回應客戶需求，關注所有持份者的長期利益和確保他們符合 Reap 的商業標準。為達致這個要求，我們將有勇氣作出不同的行動和決定，並保持這些決定透明。結果和達至結果所用的方法同樣重要。
Reap is part of the Cyberport Incubation Programme
We are also thankful to have the support and investment of a network institutional and angel investors from around the world, with extensive experience in payments, credit, and startups